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Untitled Document

 

DISCOUNTS – QUICK REFERENCE

*These are approximate percentages and not applied to the final premium

Fire Discounts
Discount
Discount %
Age 50+ Discount
50-54 5%, 55-59 6%, 60-64 8%, over 65 10%
Burglar Alarm
3%
Burglar and Fire Alarm
5%
Partial Sprinkler
5%
Full Sprinkler
10%
New Home/Renovation
1yr 30%, 2yrs 16%, 3yrs 12%, 4yrs 8%, 5yrs 6%, 6yrs 4%, 7yrs 2%
Auto/Home
12%
Claims Free
33%
Interior Inspection
1yr 10%, 2yrs 7%, 3yrs 3%
Non-smoker
2%
Home/Life
5%


Auto Discounts
Discount
Approx. Discount %, Coverage
Antilock brakes
5% BI/PD, Meds, Coll
Anti-theft
15% Comp
Alternative fuel
5% BI/PD, UM, Meds, Comp, Coll
Percentage of use
7% BI/PD, 2% UM, Meds, Comp, Coll
Multiple car
12% BI/PD, 8% UM, 13% Meds, 8% Comp, 16% Coll
Auto/Life
5% BI/PD, UM, Meds, Comp, Coll
Auto/Renters
10% BI/PD, UM, Meds, Comp, Coll
Auto/Renter/Life
13% BI/PD, UM, Meds, Comp, Coll
Auto/Home
18% BI/PD, 15% UM, 10% Meds, Comp, Coll
Auto/Home/Life
21% BI/PD, 18% UM, 13% Meds, Comp, Coll
Auto/Mobile Home
10% BI/PD, UM, Meds, Comp, Coll
Persistency 3-5 years/6 years
1% BI/PD, UM, Meds, Comp, Coll
3% BI/PD, UM, Meds, Comp, Coll
Yes Discount
20-30% BI/PD, 10% UM, 15-20% Meds, 30% Comp, 25% Coll
Good Driver
20% BI/PD, UM, Meds, Comp, Coll
Senior Driver
10% BI/PD, UM, Meds, Comp, Coll


Affinity Discounts
Business/Professional Group 1
Discount %
Accountants
15%
Dentists
15%
Educators
15%
Engineers
15%
Physicians/Surgeons
15%
Scientists
15%
Business/Profession Group 2
Discount %
Architects
10%
FIG Federal Credit Union Members
10%
Firefighters
10%
Lawyers/Judges
10%
Registered Nurses
10%
Police/Law Enforcement Officers
10%
Aviation Professionals
10%
Veterinarians
10%
Speech/Occupational Therapists
10%
Librarians
10%
Real Estate Agent/Brokers
10%
Small Business Policyholders
10%
Workers Compensation Policyholders
10%
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